How EquyFi works
Four clear, guided steps to start investing in a regulated and informed way, in compliance with the ECSP Regulation (EU) 2020/1503.
How EquyFi works
A transparent, regulated three-step journey designed to protect and inform every investor.
Register and verify your identity
Create your profile, complete the required KYC verification and ECSP suitability assessment — fully digital and secure.
Complete your ECSP profile
Enter your personal and fiscal data, financial profile, and pass the Knowledge Test required by ECSP regulation — guided and fully digital.
Explore curated opportunities
Access rigorously selected and documented equity and lending projects. Analyse the KIS (Key Investment Information Sheet) and make informed decisions.
Invest and monitor your portfolio
Make your investment in a few clicks and monitor performance in real time. Receive regular updates from issuers directly on the platform.
Register and verify your identity
Registering on EquyFi takes just a few minutes. Enter your email address, choose a secure password and confirm your account. The process is fully digital and eIDAS-compliant.
At this stage we collect your basic personal data (name, date of birth, nationality) and verify that you are resident in the European Union or the European Economic Area, as required by ECSP regulation.
Complete your ECSP profile
Regulation (EU) 2020/1503 requires platform operators to collect detailed information about investors before they can make investments. This includes: fiscal data and tax residence, financial profile (income, net worth, sources of funds), prior investment experience.
All data collected is processed in compliance with GDPR and is used exclusively to fulfil ECSP regulatory obligations.
ECSP Knowledge Test
Before investing, every non-sophisticated investor must pass the Knowledge Test required by Article 21 of the ECSP Regulation. The test assesses understanding of the specific risks of crowdfunding investment.
If you do not pass the test at the first attempt, you may proceed after acknowledging the specific risks. The test covers 6 thematic areas: insolvency risk, illiquidity, expected return, diversification, KIIS and the cooling-off period.
Explore opportunities and invest
Once your profile is complete, you can access the investment opportunities available on the platform. Each project comes with a Key Investment Information Sheet (KIIS) prepared by the issuer and validated by the platform.
You have a 4-calendar-day cooling-off period from the date of a binding offer to withdraw your offer without penalty, as provided for in Article 22 of the ECSP Regulation.
Ready to get started?
Create your account for free and start your ECSP profiling journey today.
Register now